No. The gift framework should not be represented as an investment-return arrangement.
Compare the actual financial commitments
Separate nonrefundable processing charges, gifts, any additional official terms and personal expenses. If comparing EB-5, review its different at-risk capital and job requirements without promising return there either. Obtain suitable financial advice before relying on a sale or borrowing arrangement to fund either route.
Ask the employer to write down which amounts are already paid, which remain, and whether a prior US$2 million gift is being reused for you — that route involves new vetting, current transfer requirements and abandonment of status by the prior holder. The stated principal gift differs, but a responsible comparison also considers lawful distribution, taxes, private obligations, family amounts and the official corporate terms. After successful vetting, current terms request a US$2 million gift for a corporate-sponsored principal; the corresponding individual-principal gift is US$1 million, and eligible included relatives have separate published amounts. Add any applicable professional, document, medical and State Department costs separately, and re-verify the official amounts, payment sequence and refund terms immediately before any transfer. Money paid to a private adviser sits under an engagement agreement with its own termination and refund clauses; a published government payment sits under published conditions, including a charge described as nonrefundable.