No. Consider the actual qualifying investment, operating resources, official charges, professional work and household expenses separately.
Check the money left after closing
Read debt, escrow and refund provisions and obtain suitable commercial advice. A cost can be necessary for a transaction without automatically counting as qualifying investment. Do not assume a larger purchase price compensates for missing control, nationality or operating evidence.
Add the items that vary by location and by buyer: the actual lease terms, local construction costs, any equipment the franchisor does not supply, professional fees, and working capital sized for a realistic opening period rather than an optimistic one. Business professional costs — an accountant building segment reports, a lawyer drafting supplier contracts — are enterprise expenditure; immigration-preparation costs are not the same thing, and their treatment should be reviewed on your actual facts rather than assumed either way. Independent valuation and due diligence on a contracting business, legal work on the purchase agreement and the ownership structure, accounting review of the seller's records, and any environmental or licensing checks the trade requires are all real expenses incurred before the outcome is known.